1. Pay with Credit/Debit Card
The available credit card options are listed above. The credit card companies listed above are the most commonly used credit cards on this website.
Do not worry if your credit card company is not listed, we encourage you to go ahead and make the purchase.
Please note that Urbanchichair does not collect your credit/debit card number or personal information when you make a payment. For questions regarding your transactions on our site, please consult your card-issuing bank for information.
2. Pay with Klarna
Monthly payments are available for US customers ordering products that are not backordered.
To see if Klarna determines that you are eligible: Go to urbanchichair.com and choose what you'd like to purchase. If you include an item in your purchase that is backordered, monthly payments will not be available. Enter your name and address.
Select "Monthly Payments". Choose "Buy with Klarna". Your monthly payments are set by Klarna. They determine the payment based on the amount of your purchase, as well as the length of the loan. Interest rates range from 10% to 30%. Once you see the payments, you'll have the option to complete your purchase.
You can learn more about Klarna, including their contact information, at https://www.klarna.com/us/customer-service/.
3. Pay with Coupon Code
At checkout, you can apply coupons to your order. Simply enter your coupon code and click "Apply" to have the discount automatically adjust your total. Please ensure you click "Apply" before proceeding to avoid missing the discount.
You can still check out without a PayPal account by selecting "Pay with Debit/Credit Card." You'll be redirected to a secure page to safely enter your payment details.
Tax Information for U.S. Online Purchases
Yes, depending on your shipping destination, sales tax may be applied to your order. The amount will vary based on state and local tax laws.
Sales tax is calculated based on the shipping address of your order and the tax rate of that location. Rates include both state and local taxes. You will see it on your checkout page.
All U.S. states, except five, currently charge sales tax on online purchases. The states that do not have statewide sales tax are:
Delaware
Montana
New Hampshire
Oregon
Alaska (local taxes may still apply)
Here’s a general guide to state tax rates as of [2024]:
Alabama: 4% (local taxes may add up to 7.5%)
Alaska: No state tax, but local tax may apply (up to 7.5%)
Arizona: 5.6% (local taxes may add up to 5%)
Arkansas: 6.5% (local taxes may add up to 5%)
California: 7.25% (local taxes may add up to 3%)
Colorado: 2.9% (local taxes may add up to 8.3%) Connecticut: 6.35%
Florida: 6% (local taxes may add up to 2.5%)
Georgia: 4% (local taxes may add up to 5%)
Hawaii: 4% (local taxes may add up to 0.5%)
Idaho: 6%
Illinois: 6.25% (local taxes may add up to 4.75%)
Indiana: 7%
Iowa: 6% (local taxes may add up to 1%)
Kansas: 6.5% (local taxes may add up to 4%)
Kentucky: 6%
Louisiana: 4.45% (local taxes may add up to 7%)
Maine: 5.5%
Maryland: 6%
Massachusetts: 6.25%
Michigan: 6%
Minnesota: 6.875% (local taxes may add up to 2%)
Mississippi: 7%
Missouri: 4.225% (local taxes may add up to 6%)
Nebraska: 5.5% (local taxes may add up to 2.5%)
Nevada: 6.85% (local taxes may add up to 1.53%)
New Jersey: 6.625%
New Mexico: 5.125% (local taxes may add up to 3.9375%)
New York: 4% (local taxes may add up to 5%)
North Carolina: 4.75% (local taxes may add up to 2.75%)
North Dakota: 5% (local taxes may add up to 3.5%)
Ohio: 5.75% (local taxes may add up to 2.25%)
Oklahoma: 4.5% (local taxes may add up to 7%)
Pennsylvania: 6% (local taxes may add up to 2%)
Rhode Island: 7%
South Carolina: 6% (local taxes may add up to 3%)
South Dakota: 4.5% (local taxes may add up to 4.5%)
Tennessee: 7% (local taxes may add up to 2.75%)
Texas: 6.25% (local taxes may add up to 2%)
Utah: 4.85% (local taxes may add up to 3.35%)
Vermont: 6%
Virginia: 5.3% (local taxes may add up to 1%)
Washington: 6.5% (local taxes may add up to 4%)
West Virginia: 6% (local taxes may add up to 1%)
Wisconsin: 5% (local taxes may add up to 1.75%)
Wyoming: 4% (local taxes may add up to 2%)
Some states offer tax exemptions for specific categories of goods or services. These exemptions depend on the nature of the product, and certain business purchases may also qualify for exemptions.
No, the sales tax is fully calculated and charged at checkout. There will be no additional taxes after the order is completed.
You can see the calculated sales tax during the checkout process, based on your shipping address.